The Must Know Details and Updates on PM Awas Yojana

The Must Know Details and Updates on PM Awas Yojana

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PM Awas Yojana 2024: Full Details, Apply Online, Know all the information related to the scheme

PM Awas Yojana 2024:

PM Awas Yojana 2024 (PMAY-G) was launched on 1 April 2016.The PM Awas Yojana 2024 scheme is run by the Ministry of Rural Development (MoRD) and its primary objective is to provide a safe and convenient pucca house to homeless families and people residing in dilapidated houses.PMAY-G is created to address the housing shortage in rural areas, which plays a vital role in fulfilling the goal of "Housing for All".

The minimum size of houses under the PM Awas Yojana 2024 scheme has been fixed at 25 square meters, including a special area for clean cooking.As of 27 September 2022, 2.00 crore houses have been successfully {constructed| out of the target of 2.72 crore houses.Beneficiaries are identified based on the criteria of Socio-Economic and Caste Census (SECC).It is verified by the Gram Sabhas.This amount is sent directly to the bank account or post office account of the beneficiaries.PMAY-G has been extended for the next two years, i.e.till March 31, 2024.

PM Awas Yojana 2024: Goal

The main objective of PM Awas Yojana (PMYG) is to provide pucca houses with standard features to all homeless families and families living in kutcha or dilapidated houses in rural areas by 2024.Its main target is to cover 1.00 crore families in rural areas in three years between 2016-17 to 2018-19, who are homeless or living in kutcha/dilapidated houses.Under the PM Awas Yojana 2024 scheme, quality houses will be {constructed| by the beneficiaries with the help of local materials, designs and qualified masons.For the construction of houses, it is proposed to adopt a housing approach through merging.

PM Awas Yojana 2024: Advantages

•Financial assistance of 1,20,000 per unit is offered in plain areas, while for hilly, inaccessible and IAP districts (Himalayan states, North-Eastern states and Union Territories of Jammu and Kashmir), the amount is 1,30,000.

•Interested beneficiaries can avail institutional loan approximately 70,000 at a low rates of interest of 3% for construction of permanent housing.The optimum quantity for subsidy has been fixed at 2,00,000.

•The minimum size of your house will be 25 sq.m., including a devoted area for hygienic cooking.

•Under Swachh Bharat Mission-Grameen (SBM-G), beneficiaries are provided financial assistance up to 12,000 for construction of toilets.

•In coordination with MNREGA, beneficiaries get a chance to get employment as common labor (rural mason training) at the rate of Rs 90.95 per day for 95 days.

•An LPG connection is provided to every household under the Pradhan Mantri Ujjwala Yojana.

•The scheme operates in conjunction with various government efforts such as piped drinking water, electrical power connection, clean and effective cooking fuel, and social and liquid waste management.

•Payments are made digitally straight into bank or post office accounts, which are linked to Aadhaar.

PM Awas Yojana 2024: Eligibility

Beneficiaries under PM Awas Yojana 2024 include all homeless families living in no, one or two roomed houses with kutcha walls and kutcha roofs (based on SECC data, and based on exclusion procedure).

Criteria for automatic/compulsory inclusion.

•1.Shelterless families.

•2.Destitute/dependent on alms.

•3.Manual scavengers.

•4.Primitive tribal groups.

•5.Lawfully launched bonded labour.

PM Awas Yojana 2024: Prioritisation.

•Under Prioritisation, multi-level priority will be determined in the classification of PMAY-G beneficiaries.

•First of all, priority will be given on the basis of specifications of housing deprivation, which includes SC/ST, minorities and other groups.

•First of all, priority will be offered to those families who are homeless, followed by priority according to the number of rooms; Households with absolutely no, one and two rooms will get priority respectively.

•In a particular social classification such as SC/ST, Minority and Others, families who are homeless or living in houses with fewer rooms will not be positioned below families living in houses with more rooms.

In the above priority groups, families who satisfy the criteria for "obligatory inclusion" will be provided further priority.Automatically included families will be provided more weightage than other families within PMAY the priority group.

The scores will be determined based upon the socio-economic specifications offered below, each having equal weightage:.

•Households without any adult member between 16 and 59 years.

•Female-headed households without any adult male member between 16 and 59 years.

•Households without any informed adult above 25 years of age.

•Households with a handicapped member and no able-bodied adult member Landless households that derive the majority of their earnings from manual labour will be ranked higher amongst households with high deprivation scores.

Fixation of targets.

For SC/ST: 60% of the target allocated to each State or Union Territory must be set aside for SCs and STs, depending on the schedule of eligible beneficiaries.Within the set targets, the percentage of SCs and STs will be figured out by the respective States or Union Territories from time to time.

Furthermore, States and Union Territories will be permitted to exchange targets between SCs and STs, if there is no qualified beneficiary in any of these classifications and it is certified.If all eligible SC and ST households are covered, the State or Union Territory targets will be assigned to beneficiaries of 'other' classifications from the permanent waiting list prepared from SECC 2011.

For Minorities:.

In addition, as far as possible, 15% of the total fund will be earmarked for minority families at the nationwide level.The allocation of target for minorities among States and Union Territories will be made on the basis of in proportion rural population of minorities in the particular State or Union Territory as per Census 2011 data.Minorities informed under Section 2( c) of the National Commission for Minorities Act, 1992 will be thought about qualified for the benefit of this earmarked amount.

For Divyaangjan:.

Under the PM Awas Yojana 2024 scheme, special priority in the choice of beneficiaries to be helped has been given to families in which there is a disabled member and no able-bodied grownup.Hence, such families have been provided more deprivation points at the time of house allotment.Based on the Persons with Disabilities Act, 1995, States may try to guarantee that 3% of the beneficiaries at the State level are from amongst the persons with disabilities.

If more than one household in a sub-group has the same deprivation score, those households will be prioritised based on the following criteria:.

•Families with widows and near relative of members of the defence, paramilitary or police killed in action.

•Families with a member struggling with leprosy or cancer, along with people affected by HIV (PLHIV).

•Families with only one girl child.

Families beneficiary of the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006, commonly known as the Forest Rights Act.Transgender persons will also be included at the same time.

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